How Rate Finder works

1. Learn

Our guides explain how CDs work — terms, APY, penalties, insurance — so you can decide what suits your plans. The site doesn't publish live rates or rank institutions.

2. Tell us what you're considering

The enquiry asks for only:

• An approximate savings amount range, your preferred CD term, and your timing.
• Your full name, email address and US phone number.
• Your consent to be contacted about the enquiry.

We never ask for account numbers, Social Security numbers or payment details. If you arrived via an ad, the ad's click identifier (such as gclid) and campaign tags are kept in your browser session and attached to the enquiry so we know which advertising led to it — see the Privacy Policy.

3. Review before anything is sent

Your preferences appear on the contact screen and remain editable using Back. Contact fields stay editable before you press "Request CD information". In this preview, no enquiry is transmitted or saved.

4. What happens next

This is a preview draft and enquiries are not yet being accepted — pressing send currently returns a clear "not available yet" message and nothing is stored. Before launch, this section will state exactly who receives enquiries (To be confirmed before launch), how the operator is compensated (see Disclosure), and what response to expect. We won't publish response-time promises or availability claims until they're true.

What Rate Finder doesn't do

• Accept deposits, open accounts, or act as a bank, credit union or broker.
• Provide deposit insurance — that applies only to eligible deposits at insured institutions.
• Give personalized financial, tax or legal advice.